Please use this identifier to cite or link to this item: http://repositorio.ufla.br/jspui/handle/1/36836
Title: A dependência espacial do valor do Prêmio de Automóvel
Other Titles: Spatial dependence with respect to the value of the Auto Insurence Premium
Keywords: Seguro de automóveis
Estatística espacial
Dados de área
Auto Insurance
Spatial Statistics
Spatial data
Issue Date: 2016
Publisher: Escola Superior Nacional de Seguros (ESNS)
Citation: TEIXEIRA, J. F.; SCALON, J. D. A dependência espacial do valor do Prêmio de Automóvel. Revista Brasileira de Risco e Seguro, Rio de Janeiro, v. 11, n. 20, p. 29-54, 2016.
Abstract: The Brazilian insurance market has seen a substantial increase in revenues in recent times, capturing a growing share of the Gross Domestic Product (GDP). Minas Gerais is considered the third largest Brazilian state with regard to insurance turnover and the auto sector is one of the main contributory factors to that statistic. Many authors state that the pricing of insurance premiums is based on several factors. Accordingly, studies on the variables involved in calculating auto insurance premiums can contribute significantly to the insurance market. The objective of this study is to utilize methods of spatial statistics for area data, to analyze auto insurance premiums in the municipalities of the South and Southwest mesoregion of Minas Gerais state. The results show that the average insurance premium variable presents a statistically significant spatial dependence in the study region.
URI: http://www.rbrs.com.br/arquivos/rbrs_20_3_4.pdf
http://repositorio.ufla.br/jspui/handle/1/36836
Appears in Collections:DES - Artigos publicados em periódicos

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